The Choice is Clear:
Clear Spring Health
Medicare Beneficiaries in Georgia:
Discover your better 2026 Medicare Advantage Prescription Drug Plan Options Today.
To help you choose the right Medicare plan, we compared Clear Spring Health with three other Medicare Advantage plans offered in Dekalb, Georgia, and surrounding counties*:
Learn More
About Our Plans
| Clear Spring Health |
Aetna | Kaiser | Humana | |
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| Flexible PPO Provider Network |
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| $0 Monthly Premiums |
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| $0 Medical Deductible |
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| $0 Preferred Generic Rx (30-Day Supply) |
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| $0 Primary Co-Pay |
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| Lower In-Network Maximum Out-of-Pocket |
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| Lower Range for Specialist Co-Pays |
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| Higher Dental Allowance |
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| Higher Quarterly OTC Flex Card Benefit |
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| Higher Allowance for Hearing Aids |
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Compare Top Plans Available in Your ZIP Code
All-in-one Medicare Advantage Plans in Georgia
The Clear Spring Health BrightPath Advantage (PPO) H9589-003 plan stood out in a few important areas compared to the three other plans:
- • Lower in-network medical maximum out-of-pocket (MOOP)
- • Lower range of costs for specialist co-pays
- • Higher quarterly over-the-counter (OTC) allowance on a pre-paid flex card
In addition, the Clear Spring Health BrightPath Advantage (PPO) H9589-003 plan offered some of the same benefits as its key competitors, such as:
- • No medical deductible, similar to Kaiser and Humana
- • A dental allowance that matches Aetna
- • The same hearing aid allowance as Aetna
- • An open PPO network like Aetna
Key Takeaways:
- Clear Spring Health and Aetna are PPO plans, which give you more flexibility to see providers outside the network compared to HMO plans like Kaiser and Humana.
- Clear Spring Health has a lower in-network medical MOOP, which may help manage costs if you expect frequent care.
- Specialist copays with Clear Spring Health fall within a lower range compared to Aetna, Kaiser, and Humana.
- Clear Spring Health offers a larger quarterly OTC allowance, which may help with everyday health needs.
- All four plans include $0 monthly premiums, $0 primary care copays, and $0 cost for a 30-day supply of preferred generic prescriptions.
Clear Spring Health is available throughout Georgia, including the following counties:
- Baldwin
- Barrow
- Bibb
- Chatham
- Cherokee
- Clarke
- Clayton
- Cobb
- Coweta
- Dekalb
- Douglas
- Fayette
- Forsyth
- Franklin
- Fulton
- Gilmer
- Gwinnett
- Hall
- Hart
- Henry
- Houston
- Jasper
- Jones
- Madison
- Newton
- Paulding
- Putnam
- Rockdale
- Spalding
- Walton
Learn More
About Our Plans
About Clear Spring Health
Healthcare should work for you—clearly and confidently.
At Clear Spring Health, our Medicare Advantage plans are built around simplicity, so you can make informed choices and stay focused on living well.
Your health is personal, and your plan should be too—easy to use, tailored to real life, and supported by a team that’s here to guide you every step of the way.
Y0145_MK W001_010526_M
*We compared plans benefits for Clear Spring Health BrightPath Advantage (PPO) H9589-003, Aetna Medicare Elite Care (PPO) H5521‑598, Kaiser Permanente Senior Advantage Basic 1 Plan (HMO), and Humana Gold Plus (HMO) H4141-015. Network benefits subject to change. Benefit information as of January 9, 2026. Benefits vary by plan. Refer to EOCs for full details.
Clear Spring Health has a contract with Medicare to offer HMO, and PPO Plans. Enrollment in these plans is dependent on annual contract renewal with the federal government. Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1 (877) 364-4566; (TTY: 711).
Clear Spring Health, PO Box 3040, Spring Hill, FL 34611 | © Copyright 2026 Clear Spring Health | All Rights Reserved
The Choice is Clear:
Clear Spring Health
Learn More
About Our Plans
Medicare Beneficiaries in Georgia:
Discover your better 2026 Medicare Advantage
Prescription Drug Plan Options Today.
To help you choose the right Medicare plan, we
compared Clear Spring Health with three other
Medicare Advantage plans offered in Dekalb, Georgia, and surrounding counties*:
Pick a plan from the drop-down below to compare benefits:
Compare Top Plans Available in Your ZIP Code
All-in-one Medicare Advantage Plans in Georgia
The Clear Spring Health BrightPath Advantage (PPO) H9589-003 plan stood out in a few important areas compared to the three other plans:
- • Lower in-network medical maximum out-of-pocket (MOOP)
- • Lower range of costs for specialist co-pays
- • Higher quarterly over-the-counter (OTC) allowance on a pre-paid flex card
In addition, the Clear Spring Health BrightPath Advantage (PPO) H9589-003 plan offered some of the same benefits as its key competitors, such as:
- • No medical deductible, similar to Kaiser and Humana
- • A dental allowance that matches Aetna
- • The same hearing aid allowance as Aetna
- • An open PPO network like Aetna
Key Takeaways:
- Clear Spring Health and Aetna are PPO plans, which give you more flexibility to see providers outside the network compared to HMO plans like Kaiser and Humana.
- Clear Spring Health has a lower in-network medical MOOP, which may help manage costs if you expect frequent care.
- Specialist copays with Clear Spring Health fall within a lower range compared to Aetna, Kaiser, and Humana.
- Clear Spring Health offers a larger quarterly OTC allowance, which may help with everyday health needs.
- All four plans include $0 monthly premiums, $0 primary care copays, and $0 cost for a 30-day supply of preferred generic prescriptions.
Clear Spring Health is available throughout Georgia, including the following counties:
- Baldwin
- Barrow
- Bibb
- Chatham
- Cherokee
- Clarke
- Clayton
- Cobb
- Coweta
- Dekalb
- Douglas
- Fayette
- Forsyth
- Franklin
- Fulton
- Gilmer
- Gwinnett
- Hall
- Hart
- Henry
- Houston
- Jasper
- Jones
- Madison
- Newton
- Paulding
- Putnam
- Rockdale
- Spalding
- Walton
Learn More
About Our Plans
About Clear Spring Health
Healthcare should work for you—clearly and confidently.
At Clear Spring Health, our Medicare Advantage plans are built around simplicity, so you can make informed choices and stay focused on living well.
Your health is personal, and your plan should be too—easy to use, tailored to real life, and supported by a team that’s here to guide you every step of the way.
Y0145_MK W001_010526_M
*We compared plans benefits for Clear Spring Health BrightPath Advantage (PPO) H9589-003, Aetna Medicare Elite Care (PPO) H5521‑598, Kaiser Permanente Senior Advantage Basic 1 Plan (HMO), and Humana Gold Plus (HMO) H4141-015. Network benefits subject to change. Benefit information as of January 9, 2026. Benefits vary by plan. Refer to EOCs for full details.
Clear Spring Health has a contract with Medicare to offer HMO, and PPO Plans. Enrollment in these plans is dependent on annual contract renewal with the federal government. Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1 (877) 364-4566; (TTY: 711).
Clear Spring Health, PO Box 3040, Spring Hill, FL 34611 | © Copyright 2026 Clear Spring Health | All Rights Reserved