• Medicare Advantage Plans in Illinois

    Medicare Advantage, or Medicare Part C are Medicare supplement plans that are sold by private companies with the approval of state and federal regulators and must follow the same guidelines as standard Medicare. Depending on where you live, the options available to you may vary. Clear Spring Health is here to help you find what options are available to you in Illinois.

    Illinois counties may have as many as 45 different Medicare Advantage Plans to choose from, or as few as 7. We’ve partnered with Community Care Alliance of Illinois (CCAI) to bring more Medicare Advantage choices to Illinois residents.

    Learn about CCAI plans here

    Medicare Eligibility

    U.S. citizens are eligible for Medicare if they meet the following requirements:

    • People aged 65 and older, or those who have worked 40 quarters (a total of 10 years)
    • People who have been diagnosed with End-Stage Renal Disease (ESRD).
    • People who are eligible for and/or receive Social Security or Railroad Retirement Board disability benefits.
    • You have ALS or “Lou Gehrig’s Disease”.

    Find Medicare Advantage Plans in Cook County

    IL Medicare Payment Assistance

    Illinois offers a Medicare Savings Program (MSP) for people with limited income that helps them pay some or all of their Medicare premiums. The program operates in three categories of eligibility:

    • Qualified Medicare Beneficiary (QMB)
    • Specified Low-Income Medicare Beneficiary (SLMB)
    • Qualifying Individual (QI-1)

    Each of these eligibility categories lay out their own income requirements, but all plans require that:

    • You’re a working disabled person under 65
    • You lost your premium-free Part A when you went back to work
    • You aren’t getting medical assistance
    • You meet the income and resource limits required by your state

    Need Medicare assistance in Illinois? Visit the Illinois Applications for Benefits Eligibility website.

    If you’re a Medicare beneficiary or a caregiver and have questions about Medicare Advantage plans (Part C), Medicare Part D, or long-term care insurance, you can contact the IL chapter of Seniors’ Health Insurance Information Program (SHIP). SHIP also assists with Medicare billing questions. SHIIP counselors are not licensed insurance agents and they do not sell or endorse any Medicare plans, products, or companies. Learn more about Illinois SHIP.

    Illinois Medicare Advantage Facts

    According to statistics from the Center for Medicare & Medicaid Services, 2.2 million people in Illinois are enrolled in Medicare. The Centers for Medicare and Medicaid Services (CMS) also show that:

    • Of those 2.2M Medicare beneficiaries, 600,000 are on Medicare Advantage Plans
    • 550,000 people in Illinois use Medicare Advantage prescription drug plans.
    • About 30% of Illinois residents who have prescription drug coverage get it through a Medicare Advantage plan.
    Last Updated on December 2, 2021, 3:39 am CST

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    Clear Spring Health, PO Box 278530 Miramar, FL 33027

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    Clear Spring Health has a contract with Medicare to offer PPO, HMO, and PDP Plans. Eon Health has a contract with the Georgia Medicaid program and a contract with the South Carolina Medicaid program. Enrollment in these plans depends on contract renewal.

    To learn more, please call MAPD: (877) 364-4566;   TTY users should call 711. Our office hours are October 1 – March 31, seven days a week, 8:00 a.m. – 8:00 p.m. and from April 1 – September 30, Monday through Friday, 8:00 a.m. – 8:00 p.m. (you may leave a voicemail Saturday, Sunday and Federal Holidays).

    Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística.Llame al MAPD: 1-877-364-4566;   (TTY: 711)

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