Employer groups interested in more information on these plan offerings can contact us at

888-521-1528 or [email protected]

Our Commercial Supplemental Plans
(Section 125 Cafeteria Plan) are a preventative
health care management program that
supplements insurance plans. With no
out-of-pocket cost, these plans will
prioritize and incentivize preventative
health care for employees.

Healthcare, woman and doctor with plaster, vaccination and consultation in a hospital, cure and disease. Female patient, client and medical professional with care, vaccine and injection for safety

Hospital Indemnity Benefits

Hospital indemnity benefits, also known as hospital confinement or hospitalization insurance, are a type of supplemental insurance that provides fixed cash payments for covered hospital stays and related medical expenses. These benefits are designed to help individuals manage the out-of-pocket costs associated with hospitalization that may not be fully covered by primary health insurance plans.Hospital Indemnity Benefits reimburse fixed amounts to help employees with out-of-pocket costs for these services:

  • Hospital Confinement
  • Emergency Room Services
  • Ambulance Transportation

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Health Management Benefits

Health Management Benefits enable employees to become proactive about their health. With no out-of-pocket cost, the Plus Plan prioritizes and incentivizes preventative health care for employees aiming to reduce the need for medical interventions. It benefits employers through tax savings along the way. Benefits include:
  • Access to licensed doctors, counselors, and more
  • 24/7 $0 Copay Unlimited Telemedicine
  • Virtual Urgent Care services
  • Licensed Health Coaching via phone or online
  • Health Optimization and Risk Reduction
  • Risk Assessments
    • Health and Wellness
    • Stress
    • Diet and Nutrition Education
    • Smoking
  • Full panel bloodwork each calendar year
  • Member Health Screenings
    • Biometric and DNA Screenings
    • Online health tracking
  • Health Trackers
    • Fitness
    • Hydration
    • Diet
    • Self-care
    • Sleep
    • Tests and Imaging

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Request a PDF Directory

Our MAPD Provider Directory includes thousands of primary care physicians (PCPs) and specialists across our service area of select counties in Colorado, Georgia, Illinois, South Carolina, and Virginia.

Due to the directory size we recommend using the Provider Search above to more accurately locate the providers in your area. However, if you still prefer a printed copy, please contact Member Services at 1 (877) 364-4566.

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