Employer groups interested in more information on these plan offerings can contact us at
Our Commercial Supplemental Plans
(Section 125 Cafeteria Plan) are a preventative
health care management program that
supplements insurance plans. With
little to no cost, these plans will
prioritize and incentivize preventative
health care for employees.
Hospital Indemnity Benefits
Hospital indemnity benefits, also known as hospital confinement or hospitalization insurance, are a type of supplemental insurance that provides fixed cash payments for covered hospital stays and related medical expenses. These benefits are designed to help individuals manage the out-of-pocket costs associated with hospitalization that may not be fully covered by primary health insurance plans. Hospital Indemnity Benefits reimburse fixed amounts to help employees with out-of-pocket costs for these services:
- Hospital Confinement
- Emergency Room Services
- Ambulance Transportation
Health Management Benefits
Health Management Benefits enable employees to become proactive about their health. With no out-of-pocket cost, the Plus Plan prioritizes and incentivizes preventative health care for employees aiming to reduce the need for medical interventions. Benefits include:
- Access to licensed doctors, counselors, and more
- 24/7 $0 Copay Unlimited Telemedicine
- Virtual Urgent Care services
- Licensed Health Coaching via phone or online
- Health Optimization and Risk Reduction
- Risk Assessments
- Health and Wellness
- Stress
- Diet and Nutrition Education
- Smoking
- Full panel bloodwork each calendar year
- Member Health Screenings
- Biometric and DNA Screenings
- Online health tracking
- Health Trackers
- Fitness
- Hydration
- Diet
- Self-care
- Sleep
- Tests and Imaging