Employer groups interested in more information on these plan offerings can contact us at
Our Commercial Supplemental Plans
(Section 125 Cafeteria Plan) are a preventative
health care management program that
supplements insurance plans. With no
out-of-pocket cost, these plans will
prioritize and incentivize preventative
health care for employees.
Hospital Indemnity Benefits
Hospital indemnity benefits, also known as hospital confinement or hospitalization insurance, are a type of supplemental insurance that provides fixed cash payments for covered hospital stays and related medical expenses. These benefits are designed to help individuals manage the out-of-pocket costs associated with hospitalization that may not be fully covered by primary health insurance plans. Hospital Indemnity Benefits reimburse fixed amounts to help employees with out-of-pocket costs for these services:
- Hospital Confinement
- Emergency Room Services
- Ambulance Transportation
Health Management Benefits
Health Management Benefits enable employees to become proactive about their health. With no out-of-pocket cost, the Plus Plan prioritizes and incentivizes preventative health care for employees aiming to reduce the need for medical interventions. Benefits include:
- Access to licensed doctors, counselors, and more
- 24/7 $0 Copay Unlimited Telemedicine
- Virtual Urgent Care services
- Licensed Health Coaching via phone or online
- Health Optimization and Risk Reduction
- Risk Assessments
- Health and Wellness
- Stress
- Diet and Nutrition Education
- Smoking
- Full panel bloodwork each calendar year
- Member Health Screenings
- Biometric and DNA Screenings
- Online health tracking
- Health Trackers
- Fitness
- Hydration
- Diet
- Self-care
- Sleep
- Tests and Imaging
