$0 premium plans with extra benefits you can plan on.
- $0 monthly premiums
- $0 annual physicals
- Up to $280 annually for groceries**
- Up to $200 annually for over-the-counter items
- 12 one-way trips to or from health appointments
- Up to $3,000 in dental coverage
- Up to $500 per ear for hearing aids
- Up to $300 for eyewear
Illinois is Clear Spring Health’s home state. Our Medicare Advantage plans cover the major cities of Chicago, East St. Louis, and Rockford and their surrounding areas, making our plans available to nearly 70% of people age 65+ living in the state.1
Talk to An Agent to Learn More About Plan Benefits
All-in-one Medicare Advantage Plans in Illinois
| Monthly Premium: | $0 |
| Doctor Visits, Primary Care: | $0 copay |
| Specialists: | $25 copay |
| Prescription Drug Deductible: | $200 applies to Tier 3, Tier 4, and Tier 5. |
| Groceries**: | Up to $70 every quarter. |
| Monthly Premium: | $0 |
| Doctor Visits, Primary Care: | $0 copay |
| Specialists: | $0 copay for endocrinologist. $40 copay for all other specialists. |
| Prescription Drug Deductible: | $200 applies to Tier 3, Tier 4, and Tier 5. |
| Groceries**: | Up to $70 every quarter. |
| Over-the-Counter Items: | Up to $50 every quarter. |
| Monthly Premium: | $0 |
| Doctor Visits, Primary Care: | $0 copay |
| Specialists: | $0 copay for endocrinologist. $35 copay for all other specialists. |
| Prescription Drug Deductible: | $200 applies to Tier 3, Tier 4, and Tier 5 |
| Groceries**: | Up to $40 every quarter. |
| Over-the-Counter Items: | Up to $50 every quarter. |
Refer to the Evidence of Coverage for full benefit details
Refer to the Evidence of Coverage for full benefit details
Refer to the Evidence of Coverage for full benefit details
*Benefits vary by plan
**For HMO plans, a health risk assessment (HRA) must be submitted and verified through other data sources. Must have one of the qualifying chronic illnesses which are diabetes, COPD, chronic heart failure, or chronic kidney disease. Not available on PPO plans. Refer to EOC for details.
1 U.S. Census Bureau, U.S. Department of Commerce and U.S. Census Bureau. "Age and Sex." American Community Survey, ACS 1-Year Estimates Subject Tables, Table S0101, 2023, https://data.census.gov/table/ACSST1Y2023.S0101. Accessed on September 12, 2024.
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