Employer groups interested in more information on these plan offerings can contact us at 888-521-1528 or [email protected]
Health Management Benefits
Health Management Benefits enable employees to become proactive about their health. With little to no out-of-pocket cost, this plan prioritizes and incentivizes preventative healthcare for employees aiming to reduce the need for medical interventions.
Benefits include:
- Access to licensed doctors, counselors, and more
- 24/7 $0 Copay Unlimited Telemedicine
- Virtual Urgent Care services
- Licensed Health Coaching via phone or online
- Health Optimization and Risk Reduction
- Risk Assessments
- Health and Wellness
- Stress
- Diet and Nutrition Education
- Smoking
- Full panel bloodwork each calendar year
- Member Health Screenings
- Biometric and DNA Screenings
- Online health tracking
- Health Trackers
- Fitness
- Hydration
- Diet
- Self-care
- Sleep
- Tests and Imaging
Hospital Indemnity Benefits
Hospital indemnity benefits, also known as hospital confinement or hospitalization insurance, are a type of supplemental insurance that provides fixed cash payments for covered hospital stays and related medical expenses. These benefits are designed to help individuals manage the out-of-pocket costs associated with hospitalization that may not be fully covered by primary health insurance plans. Hospital Indemnity Benefits reimburse fixed amounts to help employees with out-of-pocket costs for these services:
- Inpatient Hospital Confinement
- Emergency Room Services
- Ambulance Transportation
IMPORTANT: This is a fixed indemnity policy, NOT health insurance. This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
- Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.